The $75,000 Test

The $75,000 Test

Gavin

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My life was perfectly normal. I was Chloe, working an entry-level marketing job, struggling like any other recent grad. When my $75,000 "bonus" (actually a secret trust fund distribution) landed, my boyfriend, Ethan, immediately had an extravagant idea: buy his mom a luxury SUV, and he needed exactly that amount for the down payment. He claimed his money was "locked up." Then, my boss, Ms. Albright, magically appeared at the dealership, publicly shaming me for not supporting my boyfriend's grand gesture. It felt off, but I gave Ethan a second chance. He invited me on a romantic coastal trip. But the "romantic" drive turned into a nightmare. In the middle of a torrential storm, he pulled over at a deserted gas station. When I came out, the car, and Ethan, were gone. My phone rang. It was him. His voice was cold, chilling: "Transfer the seventy-five thousand dollars to my account. This is a test of your commitment. If you don't, you'll be stranded." My heart dropped. The car, Ms. Albright, the "locked" money – it was all a meticulously planned trap. He abandoned me in a life-threatening storm, for money. I was furious, humiliated, freezing, and utterly alone, with a dead phone. How could the man I loved betray me like this? How naive had I been? But even soaked and shivering, a cold resolve settled in. He thought he could exploit my kindness and leave me for dead? He had no idea who he was messing with. I sent one last desperate message to my father before my phone died. And then, I found my strength. Ethan Miller was about to learn a very hard lesson about underestimating "just Chloe."

Introduction

My life was perfectly normal. I was Chloe, working an entry-level marketing job, struggling like any other recent grad.

When my $75,000 "bonus" (actually a secret trust fund distribution) landed, my boyfriend, Ethan, immediately had an extravagant idea: buy his mom a luxury SUV, and he needed exactly that amount for the down payment. He claimed his money was "locked up."

Then, my boss, Ms. Albright, magically appeared at the dealership, publicly shaming me for not supporting my boyfriend's grand gesture. It felt off, but I gave Ethan a second chance. He invited me on a romantic coastal trip.

But the "romantic" drive turned into a nightmare. In the middle of a torrential storm, he pulled over at a deserted gas station. When I came out, the car, and Ethan, were gone. My phone rang. It was him. His voice was cold, chilling: "Transfer the seventy-five thousand dollars to my account. This is a test of your commitment. If you don't, you'll be stranded."

My heart dropped. The car, Ms. Albright, the "locked" money – it was all a meticulously planned trap. He abandoned me in a life-threatening storm, for money. I was furious, humiliated, freezing, and utterly alone, with a dead phone. How could the man I loved betray me like this? How naive had I been?

But even soaked and shivering, a cold resolve settled in. He thought he could exploit my kindness and leave me for dead? He had no idea who he was messing with. I sent one last desperate message to my father before my phone died. And then, I found my strength. Ethan Miller was about to learn a very hard lesson about underestimating "just Chloe."

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My world revolved around Jax Harding, my older brother's captivating rockstar friend. From sixteen, I adored him; at eighteen, I clung to his casual promise: "When you're 22, maybe I'll settle down." That offhand comment became my life's beacon, guiding every choice, meticulously planning my twenty-second birthday as our destiny. But on that pivotal day in a Lower East Side bar, clutching my gift, my dream exploded. I overheard Jax' s cold voice: "Can't believe Savvy's showing up. She' s still hung up on that stupid thing I said." Then the crushing plot: "We' re gonna tell Savvy I' m engaged to Chloe, maybe even hint she' s pregnant. That should scare her off." My gift, my future, slipped from my numb fingers. I fled into the cold New York rain, devastated by betrayal. Later, Jax introduced Chloe as his "fiancée" while his bandmates mocked my "adorable crush"-he did nothing. As an art installation fell, he saved Chloe, abandoning me to severe injury. In the hospital, he came for "damage control," then shockingly shoved me into a fountain, leaving me to bleed, calling me a "jealous psycho." How could the man I loved, who once saved me, become this cruel and publicly humiliate me? Why was my devotion seen as an annoyance to be brutally extinguished with lies and assault? Was I just a problem, my loyalty met with hatred? I would not be his victim. Injured and betrayed, I made an unshakeable vow: I was done. I blocked his number and everyone connected to him, severing ties. This was not an escape; this was my rebirth. Florence awaited, a new life on my terms, unburdened by broken promises.

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